Michigan Financial Advisor

A Michigan financial advisor is essential in a state clouded by troubles in the automotive industry, whose influence is felt across all other Michigan industries. Michigan residents from Grand Rapids all the way to Detroit have been hit hard by a recession that began statewide long before its effects were felt across the country. Living in Michigan today means dealing with struggles few of us anticipated. Yet an advisor can attest that the battle is not lost, and our resolve and resourcefulness will go a long way toward pointing us back toward economic prosperity.

As a resident of the great state of Michigan, surely you have found it necessary to do more to try to take back control of your economic fortunes. Working with a Michigan financial advisor can help you to do just that. Whether you need an advisor for the financial underpinnings of your small business, assistance in your efforts to dig out of personal debt, or a hand in retirement planning, contacting certified financial planners online can help you to get the assistance you need.

Advice for Business Finances

It may be surprising to outside observers that in a state seemingly ruled by the auto industry, Michigan is home to a number of small businesses. Every year, new ones spring up from Flint on south to Ann Arbor and places in between. An advisor understands that the entrepreneurial spirit is alive and well here, and a Michigan financial planner can help focus that spirit. If you are thinking about starting a business but do not know where to seek funding, it would be wise to contact a financial advisor and ask for help with business finances.

Your Michigan financial planner is trained to deal with situations just like the one you are up against. A good advisor has the knowledge and connections to get you into contact with decision makers at financial institutions. Your advisor can show you how to put together a business plan, an essential key you will have to have if you wish to borrow any substantial amount of money for a business start up or expansion.

Established business owners can also greatly benefit from developing positive working relationships with a Michigan financial advisor. Your need for capital does not subside as your business ages. On the contrary, expansion projects and partnership opportunities may necessitate a trip in front of lenders to plead your case for an emergency fund. Working one on one with a Michigan financial advisor specializing in small business concerns can greatly enhance your chances of getting the help you need.

An advisor understands that you want to create and build a rewarding environment for your employees so that you can attract and retain the best talent. If you are interested in adding options such as an IRA or Roth IRA to your employees' benefit packages, speak to a financial advisor about how to fund an individual retirement account. If your employees are reaching parenthood age, they will need better health insurance. Professional financial planners have the kind of know how to navigate through the set up and maintenance of these accounts, so you don't have to be an accounting whiz to get it done. When you have the right people on your side, you can accomplish a lot more as a business owner and operator.

Getting out of Debt

A Michigan financial advisor knows that consumers fighting to stay afloat in Michigan's tough economic market need help more now than ever. Families are struggling to keep their homes as job loss remains high, and important industries such as new residential construction are grinding virtually to a halt, meaning the process of buying a home could be greatly simplified by an advisor. Many households have ended up taking on much more debt than they would have liked to do, in an effort to keep up with bills and keep contributing to college funds and the like. More than a few families in towns like East Lansing and Warren have told their advisor they had to use credit cards just to put food on the table. Your advisor understands these choices, how in the rush of the moment we usually don't think twice before making up our minds, not with children to feed and clothe.

A Michigan advisor will point out that this use of credit can snowball. If you continue to build up your credit card debt, you may need an advisor to repay it. For help with debt, many Michigan residents turn to a Michigan financial planner to get into various programs to reverse the snowball effect and make progress toward a return to financial solvency. It is hard for a lot of to seek help with economic problems. For one thing, we tend to be a rather stubborn people-an attribute which does a lot of good in many instances, but not in this case. In serious debt situations, we must swallow our pride and seek the aid of a professional Michigan financial planner, an advisor who can show us the way out.

A Michigan financial advisor will never make you feel ashamed, because debts can sneak up on any of us, especially in a down economy. The most responsible thing you can do if you are saddled with too much debt to handle is to ask a Michigan financial advisor how to pay off debt with a plan. Work with a Michigan financial planner, someone who has the experience and the skills to sit down with you and help you set a budget and a goal for getting your debts under control. With a Michigan financial advisor available, it is foolish not to take advantage when you feel overwhelmed with the situation trying to deal with it on your own.

Financial Plans for Retirement

Beyond business owners and homeowners seeking debt relief, a third prominent group of state residents can greatly benefit from seeking the expertise of a Michigan financial planner. Retirees and those approaching retirement age can get solid 401k advice from a financial advisor to help them in putting together a realistic plan for making it all happen and having the funds to live without working.

One of the biggest keys to making ends meet when you are retired is understanding how to manage retirement income, and having the discipline to do it consistently. It can be quite a change to grow accustomed to when we reach the age of retirement and our income is substantially cut to a pension level or eliminated altogether. By the time we get ready to quit working, we are so accustomed to having a certain ability to overcome obstacles by using our next paycheck or borrowing from our vacation fund that getting to this stage in our lives can be a shock. Working with a certified professional can take away some of that shock and help you not only get used to the idea of living on a fixed income, but adjust your mindset to allow you to thrive as a Michigan retiree.

A Michigan financial advisor can help you in any area of your Michigan life. Get an education on your economic planning and contact one today.

 

Find a Financial Advisor

Find an Advisor

Financial Advice

We can help you find a financial advisor

Our specialists will conduct a custom search to find local planners and advisors who meet your specific requirements.

"Unless you already know about working with an advisor, it can be hard to figure out which one to go with. This site helped me decide on the type of advisor that was right for me and my financial situation. Thanks!"

Randy S, Green Bay WI

Financial Advisors In Michigan

Ronald J. VanSurksum
Ronald J. VanSurksum
4555 Wilson Ave SW
Ste 2
Grandville, MI 49418

Kim Gardey
Kim Gardey
100 Harrow Lane
Saginaw, MI 48638

Christopher Mollan
Christopher Mollan
31731 Northwestern Hwy.
Suite 151W
Farmington Hills, MI 48334

Kent Ballard
Kent Ballard
271 Woodland Pass Ste. 210
East Lansing, MI 48823

Adam Schwallier
Adam Schwallier
4764 Fulton Street E, Suite 201
Ada, MI 49301

Dennis Prost
Dennis Prost
100 East Big Beaver
Suite 840
Troy, MI 48083

Oliver Lee
Oliver Lee
10 N Lapeer Street
Lake Orion, MI 48362

Jaime Westenbarger
Jaime Westenbarger
3210 Eagle Run Dr NE
Suite 104
Grand Rapids, MI 49525

Kyle Cooper, CFP
Kyle Cooper, CFP
2270 Jolly Oak Road Suite 2
Okemos, MI 48864

Scott  Kanai
Scott Kanai
2050 Celadon Drive NW
Suite D
Grand Rapids, MI 49502

Matt Woryn
Matt Woryn
39775 Traditions Drive
Suite D-800
Northville, MI 48168

Kristie Gheysens
Kristie Gheysens
39425 Garfield Rd
Suite 25
Clinton Township, MI 48038

Amanda Scull
Amanda Scull
900 Victors Way
Suite 100
Ann Arbor, MI 48108

Robert Clark
Robert Clark
70 W Michigan Ave.
Suite 610
Battle Creek, MI 49017

Robert Clark
Robert Clark
1200 East Paris Avenue SE Suite 7
Grand Rapids, MI 49546

Robert Clark
Robert Clark
251 North Rose Street
Suite 200
Kalamazoo, MI 49007