Tennessee Financial Advisor

A Tennessee financial advisor is a personal finance professional with the experience and knowledge to guide you through any personal economic situation. Many of us in Tennessee from Memphis to Chattanooga have gotten behind financially in the past few years due to poor choices or circumstances beyond our control, such as job loss or pay cuts at work. For some consumers in the state, our credit cards have been used for things like buying groceries and paying other bills, leading to large unpaid balances. A Tennessee financial advisor can help you through credit card debt repayment and also give you tips in other areas of your finances like retirement planning and college savings. It may seem impossible to some given our current circumstances, but it is possible to create a financial plan to balance attention to current obligations with future goals, whether we live in Nashville or Knoxville. But first you've got to dig out of debt. And that's where a financial advisor can really be a great help.

Working Through Credit Card Debts

Many people in Tennessee these days are all in the same boat when it comes to our credit card debts. The average level of household credit card debt in Tennessee is well over $6,000 according to recent studies [1]. Though not every household is equally affected, and not everyone in the state is in debt to credit card companies, the problem is widespread. Many residents have had to use their credit cards to make ordinary everyday purchases, things they used to be able to pay for out of their checking accounts. We have seen quite the economic downswing here in Tennessee as well as around the country. But now is not the time to panic.

If you are working hard just to make minimum payments on your revolving credit accounts, or if you feel like you are not making any progress toward getting things paid off, talk to an advisor right away. There is nothing you can do to change the past, but your financial future is up to you. Work with a Tennessee financial advisor and get started right away putting together a plan to eradicate your debts and get you back on your feet. Often advisors can point consumers to programs offering significant interest rate reductions, helping them to potentially save thousands of dollars over the life of the debt and get squared away much faster. And the faster you contact someone for financial advice and get out of debt, the faster you can turn your attention to other personal finance matters.

Paying Attention to Retirement Savings

One of these very important matters is your retirement. Whether you're getting into a new IRA or 401k, or even if you're making a major purchase such as buying a home, everything you do should be done with the thought of retirement in the back of your mind. Nationwide financial advisors in Tennessee can show you how a new home purchase should fit in with retirement plans, even if you do not expect to retire for a few decades. Every financial decision you make is related to one another. The choices you make today will affect how you live tomorrow and further on down the road. Talk to a Tennessee financial advisor before making any of these major choices just to get a fresh perspective on how these things relate.

For example, while the effect of a Roth IRA on your retirement plan is fairly obvious at least in principle, your advisor can show you how a new home is a retirement investment in and of itself. Heed the advice of a Tennessee financial advisor and consider the long term impact of a home buy the same way you would a 401k purchase.

Setting Money Aside for Tuition

In a similar way, your advisor is a valuable ally to have on your side when it comes time to plan for education expenses. Tuition bills keep going up at public and private institutions. There's no sign of this trend reversing itself. Let an advisor help you prepare. Work with a Tennessee financial advisor on educational savings plans to help you be ready when the time comes.

Whether it's just ease of worries brought on by Tennessee parenthood or help with retirement plans, your Tennessee financial advisor has you covered from all sides. Work with your Tennessee financial advisor on your emergency fund and keep it somewhere safe. Use this site to review top rated investment consultants and choose an advisor reflecting your needs and taste. There is no need for panic when personal finance emergencies arise, but a measure of proactive responsiveness is surely in order. Get with a Tennessee financial advisor and work out the details of your personal finances.

[1] http://www.plasticeconomy.com/stats.php Retrieved 2010-03-10.


Find a Financial Advisor

Find an Advisor

Financial Advice

We can help you find a financial advisor

Our specialists will conduct a custom search to find local planners and advisors who meet your specific requirements.

"I wanted to be sure I met with an advisor who wouldn't just throw all sorts of financial jargon at me without explanation, and this site helped me find an advisor who was great at explaining things simply. Thanks!"

Sharon D, Tempe AZ

Financial Advisors In Tennessee

Quentin L. Ledford, ChFC, RIA
Quentin L. Ledford, ChFC, RIA
125 Point Road
Crossville, TN 38571

Larry Prislovsky
Larry Prislovsky
10420 Jackosn Oaks Way suite 100
Knoxville, TN 37922

Chris Scherba,ChFC
Chris Scherba,ChFC
164 Cherokee Road
Hendersonville, TN 37075

Dan  Hill
Dan Hill
725 Cool Springs Blvd
Suite 600
Franklin, TN 37067

Dale Kelly
Dale Kelly
6242 Poplar Ave.
Memphis, TN 38119

Brett Stephens
Brett Stephens
150 Lovell Road Suite 104
Knoxville, TN 37934

Scott Buell
Scott Buell
201 E. Main St. Ste. 405
Mboro, TN 37130

Scott Buell
Scott Buell
109 West Park Suite 120
Brentwood, TN 37027