Retirement or 401k Rollover? You and I may have already met. After engaging with Fortune 500 companies and their employees to provide education and advice on their retirement plans, I have had the opportunity to speak with hundreds of clients across the country and assist them with their financial goals. Because I have been invited to review and advise on investments for many employers and their employees, there is a breadth of knowledge that many younger advisors and investment salesmen do not have. The nearly 20 years of experience you see to the right of this paragraph --> ensures that you are working with a partner who has helped clients through some of the toughest markets and financial strains encountered in generations.

We maintain a select number of client and family relationships, and get to know your situation inside and out. I will help you maximize your wealth by making the most of your company benefits (401(k) plan, restricted stock, stock options, deferred compensation plans), by managing investments, through income tax planning, estate and gift planning, and when income is needed: by turning your investments into a reliable income stream. You can be confident in the advice we give, as we will gladly put it in writing. As a client, you will receive detailed follow up emails after our meetings so we can ensure there is no question as to what we recommended, and why. Our meetings are never just a review of your most recent statement.

Firm Start Year

2003

No.of Employees

5-9

CRD#

4237649

Firm CRD#

127517

Name of Custodial Firm

Charles Schwab & CO and TD Ameritrade

States Licensed in

AZ

Years of Experience in Financial Services

19

Number of Years with Current Firm

5

Work Experience

For the past 19 years, I have advised clients, most recently with WMS. Part of my tenure has been as a Retirement Plan Advisor for 7 years. Throughout my career, I have worked with Corporate Executives and their employees across the country to advise and simplify their investment needs. As a wealth manager, I provide valuable advice in all areas of financial planning and investment management to help my clients achieve their financial goals.

I work with the following types of clients

Trusts, Individual Investors, Non-Profit Organizations, Businesses

Investment Types

International Investments, Stocks, Alternative Investments, Mutual Funds, Bonds, Mortgages & Real Estate, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)

I can meet clients in the following ways

Via phone, Via email, At my office

Registered Investment Advisor

Yes

Registered Representative

Yes

Investment Advisor Representative

Yes

I am an acknowledged fiduciary

Yes

Compliance Disclosures in Last 5 years

I have a clean record

Criminal Disclosures in Last 5 years

I have a clean record

Securities Licenses

Series 66, Series 7

Financial Organization Memberships

Financial Planning Association (FPA)

Firm's Number of Clients

90

Firm's Number of Planning Clients

75

Firm's Number of Managed Clients

90

Assets Managed by Firm

$120,000,000

Advisor's Number of Clients

55

Advisor's Number of Managed Clients

55

Advisor's Number of Planning Clients

45

Assets Managed by Advisor

$25,000,000

Fee Structure

Fee Only

Minimum Portfolio Size for New Managed Accounts

$250,000

Compensation Methods

Based on Assets

Fee % Based on Assets

1

Hourly Rate

$200

Additional Details on Charges

We work on a fee-only basis which means we can only be compensated by our clients - we do not receive financial incentives from any third party such as brokerage firms, investment companies, or insurance companies.

This is our only method of compensation and it is the same way you compensate other professionals you depend on for specialized knowledge and services, for example your doctor, CPA or attorney. Paying your advisor directly eliminates several potential conflicts of interest because our advice is not impacted by the interests of third parties.

Minimum Fee Charged for Managed Accounts

$3,000

Minimum Fee Charged for Hourly Planning Accounts

$3,000

www.wmsus.com/disclosures.html