Royal American Financial Advisors is a fee only fiduciary advisor. In keeping your best interests in mind, we will not accept any commissions, fees, or incentives from any third parties or financial institutions. We have made a commitment to only accept compensation directly from our clients. By making this commitment to not accept compensation from third parties, we eliminate potential conflicts, so you can have confidence we are making decisions in your best interest.

Firm Start Year

1999

No.of Employees

5-9

CRD#

2310995

Firm CRD#

111192

Name of Custodial Firm

TD Ameritrade or Charles Schwab

Years of Experience in Financial Services

23

Number of Years with Current Firm

19

Work Experience

Resume available on website: http://www.myinvestmentcoach.com/johnborger

Advisory Services Provided

Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Financial Advice & Consulting, Financial Planning for Individuals, Investment Advice & Management, Tax Advice and Services, Estate Planning & Trusts, Financial Planning, Insurance Products & Annuities

Investment Types

Real Estate, Insurance, Stocks, Mutual Funds, Bonds, Exchange Traded Funds (ETFs), Annuities

I can meet clients in the following ways

Via Email, Via Phone, At your office, At your home, At my office

Registered Investment Advisor

Yes

Investment Advisor Representative

Yes

I am an acknowledged fiduciary

Yes

Compliance Disclosures in Last 5 years

I have a clean record

Criminal Disclosures in Last 5 years

I have a clean record

Certifications, Accreditations & Designations

CFP^®, CFP"

Securities Licenses

Series 63, Series 7, Series 24, Series 65

Insurance and Annuity Licenses

Variable Annuity, Variable Life, Annuity, Life, Long Term Care

Fee Structure

Fee Only

Compensation Methods

Based on Assets

Fee % Based on Assets

1.0

Flat Fee Rate

$2,500

Additional Details on Charges

Flat Fee Structure: $1,000,001 to $3,000.000 ~ $2,500 per quarter flat fee $3,000,001+ shall have negotiated flat-fees

Managed Fee Based Assets 1.00% Transaction fees and/or other fees charged by custodian are in addition to advisory fees.

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