At Novem Group, we work with individuals and businesses as they seek to make sound financial decisions. Our coordinated approach to holistic financial planning is unique for each individual client.

Identifying your life goals can help you make the financial decisions that will allow you to realize your dreams - for tomorrow, and well into the future. At Novem Group, our initial meeting begins with a discussion about you and your unique situation as we explore your goals & values. After clarifying your priorities, we create a customized, detailed strategy to help you be more confident about your financial future.

A comprehensive financial plan will clearly show how your goals are interrelated, and serves as a framework for organizing the pieces of your overall financial picture. Integrating your coordinated financial plan with individually tailored strategies will help guide you on your path towards financial independence. Most importantly, you'll have the peace of mind that comes from knowing that you are on track towards achieving your financial goals.

Firm Start Year

1994

No.of Employees

20-49

CRD#

1199626

Name of Broker/Dealer

American Portfolios

Years of Experience in Financial Services

38

Number of Years with Current Firm

2

I work with the following types of clients

Individual Investors, Businesses, Physicians (Endorsed by the American Medical Association) and Couples going thru the divorce process

Advisory Services Provided

Education Funding and Planning, Financial Planning for Businesses, Money Management, Wealth Management, 401K Rollovers, Retirement Planning, Portfolio Management, Financial Planning, Risk Management, Financial Planning for Individuals, Financial Advice & Consulting, Insurance Products & Annuities, Estate Planning & Trusts, Tax Advice and Services, Investment Advice & Management

Investment Types

Annuities, Insurance, Mutual Funds, Stocks, Bonds, Options & Futures, Alternative Investments, Commodities, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)

I can meet clients in the following ways

Via Email, Via Phone, At your office, At my office, Video Conference, At your home

Registered Investment Advisor

Yes

Registered Representative

Yes

Investment Advisor Representative

Yes

I am an acknowledged fiduciary

Yes

Compliance Disclosures in Last 5 years

I have a clean record

Criminal Disclosures in Last 5 years

I have a clean record

Certifications, Accreditations & Designations

CFP^®, CDFA^®, AIF^®, Certified in Long-Term Care (CLTC), Chartered Leadership Fellow (CLF), ChFC^®, CLU^®, CLTC^®

Securities Licenses

Series 65, Series 7, Series 24, Series 53, Series 63

Insurance and Annuity Licenses

Variable Life, Variable Annuity, Long Term Care, Life, Health, Disability, Annuity, Accident

Financial Organization Memberships

National Association of Personal Financial Advisors (NAPFA), National Association of Insurance and Financial Advisors (NAIFA), Society of Financial Services Professionals, Financial Planning Association (FPA), Million Dollar Roundtable

Fee Structure

Fee-Based

Compensation Methods

Based on Assets

Additional Details on Charges

We offer a complimentary initial consultation and will determine our fee at the conclusion of the initial meeting based on the complexity of your situation.

Bachelor of Arts - Economics

Fordham University
August 1979 - May 1983

CERTIFIED FINANCIAL PLANNER® CFP - CFP®

College of Financial Planning
November 1984 - March 1987

Chartered Financial Consultant ChFC - ChFC

The American College
April 1984 - October 1989

Chartered Life Underwriter CLU - CLU

The American College
April 1987 - October 1989

Certified Divorce Financial Analyst CDFA - Divorce Financial Planning

Institute for Divorce Financial Analysts
05-17 - 08-19

Accredited investment Fiduciary AIF - Investments

FI360
01/2019 - 06/2020

Securities offered through American Portfolios Financial Services, Inc., Member: FINRA, SIPC. Advisory services offered through Novem Group, an SEC-Registered Investment Adviser, which is not affiliated with American Portfolios Financial Services, Inc.