National Retirement Planning Experts

National Coverage
Local Professionals

seller-profile

Timothy Creath

Creath Financial Services

903 Sienna Drive

Schaumburg, IL 60193

224-353-3328

About Creath Financial Services

I help you with your investment and insurance needs. I am an independent; I don't have any products or services that I have to sell. I don't charge for my time, or any of the reports that I do for you. Your agenda is my agenda. I look at my business as a relationship business, so I try to establish a mutually beneficial relationship with you so that we can work together through the years and make sure that your plans keep up with the changes in your life. I have been in the business for over 30 years and have 3 advanced designations in the industry, Charter Life Underwriter (CLU), Chartered Financial Consultant (ChFC) and Qualified Kingdom Advisor (QKA).

General Information

Firm Start Year

1991

No.of Employees

2-4

CRD#

2245517

Firm CRD#

152665

Insurance License#

1984994

Name of Broker/Dealer

Gradient Advisors, LLC

Name of Custodial Firm

Gradient Advisors, LLC

States Licensed in

IL, WI, FL,

Years of Experience in Financial Services

30

Number of Years with Current Firm

6

Work Experience

I was in the US Navy for 20 years. I have been in the financial services industry since 1991. Financial Group.

I work with the following types of clients

Investment Clubs, Non-Profit Organizations, Individual Investors, Businesses

Foreign Languages Serviced

None

Advisory Services Provided

Financial Planning for Individuals, Wealth Management, 401K Rollovers, Retirement Planning, Financial Planning, Insurance Products & Annuities, Investment Advice & Management, Financial Advice & Consulting, Portfolio Management

Services

Investment Types

Annuities, Alternative Investments, Exchange Traded Funds (ETFs), Stocks, Bonds, Mutual Funds, Insurance, Socially Responsible Investments (SRI)

I can meet clients in the following ways

Via Email, Via Phone, At my office, At your home, Video Conference, At your office

Compliance

Investment Advisor Representative

Yes

I am an acknowledged fiduciary

Yes

Compliance Disclosures in Last 5 years

I have a clean record

Criminal Disclosures in Last 5 years

I have a clean record

Qualifications & Membership

Certifications, Accreditations & Designations

CLU®, QKA, ChFC®

Securities Licenses

Series 65, Series 63, Series 6

Insurance and Annuity Licenses

Health, Annuity, Disability, Life, Long Term Care

Financial Organization Memberships

Kingdom Advisors

Firm Information

Firm's Number of Clients

50

Firm's Number of Planning Clients

0

Firm's Number of Managed Clients

75

Assets Managed by Firm

$3,000,000

Advisor's Number of Clients

50

Advisor's Number of Managed Clients

50

Advisor's Number of Planning Clients

0

Assets Managed by Advisor

$5,000,000

Compensation and Fees

Fee Structure

Fee-Based

Minimum Portfolio Size for New Managed Accounts

$50,000

Compensation Methods

Flat Fee

Fee % Based on Assets

1%

Hourly Rate

0

Flat Fee Rate

$750

Additional Details on Charges

I assist clients with fee-based accounts.

Minimum Fee Charged for Managed Accounts

1%

Minimum Fee Charged for Hourly Planning Accounts

No charge

Education

BS Marketing - Marketing

Illinois Institute of Technology
Sep 1967 - June 1971

MS Telecommunications Management - Management

Naval Postgraduate School
June 1981 - March 1983

Disclosures

Tim Creath offers Investment Advisory Services through Gradient Advisors, LLC (Arden Hills, MN 877-885-0508), a SEC Registered Investment Advisor. Gradient Advisors, LLC and its advisors do not render tax, legal, or accounting advice. Creath Financial Services is not a registered advisor and is not an affiliate of Gradient Advisors, LLC. Insurance products and services are offered through Tim Creath, independent agent. Creath Financial Services, Tim Creath, and Gradient Advisors, LLC are not affiliated with or endorsed by the Social Security Administration or any government agency.