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Gerald Steffes, CPA/PFS, CFP®, AIF®

Steffes Financial, Ltd.

8655 College Boulevard

Overland Park, KS 66210
(913) 7221111

About Steffes Financial, Ltd.

Steffes Financial, Ltd. is a boutique wealth management firm specializing in investment advisory, retirement planning, IRA rollovers, estate planning, and 401(k) Plans.

We are an independent, privately owned firm. We are not controlled by a large insurance company, wire-house, brokerage firm or multi-state financial firm. Our investment recommendations are not dictated by back-office employees of a large organization who never meet with nor truly understands the needs of their firm's clients.

As a fee-based firm, our focus is keeping our fees low, providing our clients with custom designed portfolios of high quality, low cost, no-load mutual funds and exchange traded funds through our preferred Custodians TD Ameritrade Institutional and/or Charles Schwab Institutional.

We hate annuities. If you already have a high cost (hidden commission) annuity, we will provide you with information on the available low cost, no commission, no surrender, fee-based annuity alternatives. As most investors know, high fees have a significantly negative impact on long-term net returns.

Our core long-term investment philosophy is to buy and hold quality investments through the majority of the business cycle using our FIN-DEFCON System. Portfolios are automatically adjusted as we detect economic trends that have preceded past recessions and recoveries. To get a feel for our FIN-DEFCON System, see our latest video webcast on the Steffes Financial website, Economic Update tab.

General Information

Firm Start Year

1997

No.of Employees

5-9

CRD#

2021161

Firm CRD#

134530

Name of Broker/Dealer

Cambridge Investment Research, Inc.

Name of Custodial Firm

TD Ameritrade, Charles Schwab

Years of Experience in Financial Services

30

Number of Years with Current Firm

23

I work with the following types of clients

Individual Investors, Businesses

Services

Investment Types

Exchange Traded Funds (ETFs), Stocks, Bonds, Mutual Funds

I can meet clients in the following ways

Video Conference, At my office, Via phone

Compliance

Registered Investment Advisor

Yes

Registered Representative

Yes

Investment Advisor Representative

Yes

I am an acknowledged fiduciary

Yes

Compliance Disclosures in Last 5 years

I have a clean record

Criminal Disclosures in Last 5 years

I have a clean record

Qualifications & Membership

Certifications, Accreditations & Designations

CFP®, AIF®, CPA/PFS

Securities Licenses

Series 63, Series 7, Series 65

Financial Organization Memberships

Fi360 Global Fiduciary Insights Kansas Society of CPAs, American Institute of Certified Public Accountants (AICPA)

Firm Information

Firm's Number of Clients

200+

Assets Managed by Firm

$300,000,000+

Advisor's Number of Managed Clients

200+

Compensation and Fees

Fee Structure

Fee-Based

Minimum Portfolio Size for New Managed Accounts

$1,000,000

Compensation Methods

Based on Assets

Additional Details on Charges

1.00% on the first $1,000,000
0.60% on the next $1,000,000
0.50% on the next $1,000,000
0.40% on all additional

Minimum Fee Charged for Managed Accounts

$5,000

Education

Bachelor's Degree - Accounting

Kansas State University
- 1984

Disclaimer

Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisory Services offered through Steffes Financial, Ltd., a Registered Investment Advisor. Cambridge Investment Research, Inc. and Steffes Financial, Ltd., are not affiliated entities.