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Gerald Steffes, CPA/PFS, CFP®, AIF®

Steffes Financial, Ltd.

8655 College Boulevard

Overland Park, KS 66210
(913) 7221111

About Steffes Financial, Ltd.

Steffes Financial, Ltd. is a boutique wealth management firm specializing in investment advisory, retirement planning, IRA rollovers, estate planning, and 401(k) Plans.

We are an independent, privately owned firm. We are not controlled by a large insurance company, wire-house, brokerage firm or multi-state financial firm. Our investment recommendations are not dictated by back-office employees of a large organization who never meet with nor truly understands the needs of their firm's clients.

As a fee-based firm, our focus is keeping our fees low, providing our clients with custom designed portfolios of high quality, low cost, no-load mutual funds and exchange traded funds through our preferred Custodians TD Ameritrade Institutional and/or Charles Schwab Institutional.

We hate annuities. If you already have a high cost (hidden commission) annuity, we will provide you with information on the available low cost, no commission, no surrender, fee-based annuity alternatives. As most investors know, high fees have a significantly negative impact on long-term net returns.

Our core long-term investment philosophy is to buy and hold quality investments through the majority of the business cycle using our FIN-DEFCON System. Portfolios are automatically adjusted as we detect economic trends that have preceded past recessions and recoveries. To get a feel for our FIN-DEFCON System, see our latest video webcast on the Steffes Financial website, Economic Update tab.

General Information

Firm Start Year

1997

No.of Employees

5-9

CRD#

2021161

Firm CRD#

134530

Name of Broker/Dealer

Cambridge Investment Research, Inc.

Name of Custodial Firm

TD Ameritrade, Charles Schwab

Years of Experience in Financial Services

30

Number of Years with Current Firm

23

I work with the following types of clients

Individual Investors, Businesses

Services

Investment Types

Annuities, Exchange Traded Funds (ETFs), Bonds, Mutual Funds, Stocks

I can meet clients in the following ways

Via phone, Video Conference, At my office

Compliance

Registered Investment Advisor

Yes

Registered Representative

Yes

Investment Advisor Representative

Yes

I am an acknowledged fiduciary

Yes

Compliance Disclosures in Last 5 years

I have a clean record

Criminal Disclosures in Last 5 years

I have a clean record

Qualifications & Membership

Certifications, Accreditations & Designations

CFP®, CPA, AIF®, AIF®, PFS™

Securities Licenses

Series 63, Series 65, Series 7

Financial Organization Memberships

Fi360 Global Fiduciary Insights Kansas Society of CPAs, American Institute of Certified Public Accountants (AICPA)

Firm Information

Firm's Number of Clients

200+

Firm's Number of Managed Clients

200

Assets Managed by Firm

$300,000,000+

Advisor's Number of Managed Clients

200+

Compensation and Fees

Fee Structure

Fee-Based

Minimum Portfolio Size for New Managed Accounts

$1,000,000

Compensation Methods

Based on Assets

Additional Details on Charges

1.00% on the first $1,000,000
0.60% on the next $1,000,000
0.50% on the next $1,000,000
0.40% on all additional

Minimum Fee Charged for Managed Accounts

$5,000

Education

Bachelor's Degree - Accounting

Kansas State University
- 1984

Disclosures

Disclaimer

Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisory Services offered through Steffes Financial, Ltd., a Registered Investment Advisor. Cambridge Investment Research, Inc. and Steffes Financial, Ltd., are not affiliated entities.