DIRECTORY OF REGISTERED ADVISORS
National Coverage
Local Professionals
Steve Watkins
Gilliam Mease Advisors
10200 Forest Green Blvd.
Suite 304
Louisville, KY 40223
502-736-1197
Equipping people to lead better financial lives
About Gilliam Mease Advisors
Clarity Leads to Confidence.
In a world full of financial complexity and constant change, knowledge isn't just power it's peace of mind. When retirement is on the horizon, making thoughtful, informed decisions becomes essential. The choices you make today can shape your future in profound ways, and avoiding costly missteps starts with having the right guidance.
As financial professionals, we're here to help you navigate that journey. We take the time to understand your unique storyyour goals, your values, your risk tolerance, and your timeline. From there, we design retirement strategies that balance growth with protection, helping you move forward with clarity and confidence.
Todays economic environment presents both challenges and opportunities. Our role is to help you evaluate those opportunities through a lens thats grounded in your personal goals, not market noise. Together, we build a financial foundation that supports the life you want to livenow and in the future.
See Disclosures
General Information
Firm Start Year
2004
No. of Employees
5-9
CRD#
7440273
Firm CRD#
23131
Insurance License#
20212834
Name of Broker/Dealer
OSAIC WEALTH, INC.
Name of Custodial Firm
National Financial Services
States Licensed in
KY, IN, FL, CO, OH, SC, TX, VA, WV, WI, MS, NV
Years of Experience in Financial Services
4
Number of Years with Current Firm
4
Work Experience
As a financial advisor, I help clients make sense of a world that often feels overwhelming and uncertain. I start by recognizing that every client is unique - your relationship with money is shaped by your values, experiences, goals, and even your fears. I take the time to understand your story, not just your numbers.
Because money is complex, I bring clarity to the chaos. I translate the language of finance (taxes, investments, insurance, estate planning) into actionable strategies that align with your life. Whether you're building wealth, planning for retirement, or navigating a major life transition, I help you make informed decisions with confidence.
I also understand that change is constant. Markets shift, careers evolve, families grow, and priorities transform. That's why I don't just build a plan - I build a relationship. I stay with you through the seasons of life, adjusting your financial strategy as your world changes.
And in a time when the world is noisy, I serve as a trusted filter. I help you cut through the clutter of headlines, opinions, and marketing hype to focus on what truly matters to you. My role is to provide grounded, unbiased advice that empowers you to act with clarity and purpose.
Ultimately, I help you align your money with your values, so you can live the life you want, with confidence and peace of mind.
Work with the following types of clients
Individual Investors
Advisory Services Provided
Financial Advice & Consulting, Investment Advice & Management, Estate Planning & Trusts, Insurance Products & Annuities, Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Financial Planning for Individuals, Financial Planning for Businesses, Tax Advice and Services, Legal Advice and Services, Education Funding and Planning
Services
Investment Types
Mutual Funds, Bonds, Stocks, Annuities, Insurance, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
Can meet clients in the following ways
Our Office, Phone, Your Office, Your Home, Video Conference
Compliance
Registered Representative
Yes
Investment Advisor Representative
Yes
Acknowledged fiduciary
Yes
Compliance Disclosures in Last 5 years
I have a clean record
Criminal Disclosures in Last 5 years
I have a clean record
Qualifications & Membership
Certifications, Accreditations & Designations
BFA"
Securities Licenses
Series 7, Series 66
Insurance and Annuity Licenses
Variable Annuity, Life, Annuity, Long Term Care, Variable Life, Disability
Firm Information
Firm's Number of Clients
1,176
Firm's Number of Planning Clients
50
Firm's Number of Managed Clients
259
Assets Managed by Firm
$345,068,072
Advisor's Number of Clients
124
Advisor's Number of Managed Clients
41
Advisor's Number of Planning Clients
33
Assets Managed by Advisor
$13000000
Compensation and Fees
Fee Structure
Fee-Based
Minimum Portfolio Size for New Managed Accounts
$100000
Compensation Methods
Flat Fee, Based on Assets, Commissions
Fee % Based on Assets
1.25%
Additional Details on Charges
Asset Management Fee Schedule:
1.25% $0-$250k
1.15% $250k-$750k
1.00% $$750k-$2M
0.85% $2M+
Comprehensive Financial Planning:
$4,800 for 12 month agreement
Happy to serve clients with less than $100,000 investable assets on a commission basis.
Minimum Fee Charged for Managed Accounts
$1,250
Disclosures
FinancialAdvisor.net provides referrals to financial professionals. FinancialAdvisor.net is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for FinancialAdvisor.net to make these referrals, resulting in a conflict of interest.
Additional Detailed Disclosures
https://www.financialadvisor.net/disclosure/1893207/financialadvisor-Gilliam-Mease-Advisors-detailed-disclosure.html
Disclaimer
Securities offered through Osaic Wealth, Inc., Member FINRA/SIPC, and advisory services offered through Osaic Wealth, Inc., A SEC Registered Investment Advisor, Joshua Gilliam, Representative. Gilliam Mease Advisors and Osaic Wealth, Inc. are not affiliated. 10200 Forest Green Blvd. Suite 304, Louisville, KY 40223. Osaic Wealth, Inc. and its representatives do not provide tax advice.