Our clients' needs come first. We are committed to providing the highest quality and objective counsel, customized wealth management solutions, and unparalleled service to every client.

In today's complex environment, we add value to the financial decision-making process by utilizing our experience and expertise to guide our clients through the maze of issues facing them and their families.

We always strive for excellence in our clients relationships and promise to do our utmost to exceed expectations. We believe that personal relationships are critical to helping clients achieve their goals and improve the overall quality of their lives.

We are committed and vow to always act with the greatest of ethics, honesty and integrity for every client. We are dedicated to achieving success for our clients within their stated objectives and risk parameters. We strive for mutually rewarding, long-term relationships and to assist our clients and their families for decades.

Firm Start Year

CRD#

4629054

Name of Broker/Dealer

LPL Financial

Name of Custodial Firm

LPL Financial Services

States Licensed in

Arizonia, California, Colorado, Florida, Illinois, Indiana, Kentucky, Michigan, New Jersey, New York, Texas, Carolina,

Years of Experience in Financial Services

14

Number of Years with Current Firm

5

Work Experience

14 years licensed. Investing for 23 years

Work with the following types of clients

Businesses, Non-Profit Organizations, Individual Investors

Foreign Languages Serviced

none

Investment Types

Alternative Investments, Stocks, Mutual Funds, Bonds, Options & Futures, Commodities, Exchange Traded Funds (ETFs), Annuities, Insurance, Bond Mutual Funds

Can meet clients in the following ways

Via Phone, Your Office, Your Home, Our Office, Via Email

Registered Investment Advisor

Yes

Registered Representative

Yes

Investment Advisor Representative

Yes

Acknowledged fiduciary

Yes

Compliance Disclosures in Last 5 years

Have a clean record

Criminal Disclosures in Last 5 years

Have a clean record

Certifications, Accreditations & Designations

Accredited Asset Management Specialist (AAMS®), Chartered Retirement Planning Counselor (CRPC®), Accredited Wealth Management Advisor(AWMA), Life & Health Insurance licensed

Securities Licenses

Series 66, Series 63, Series 31, Series 7

Insurance and Annuity Licenses

Variable Life, Variable Annuity, Long Term Care, Life, Health, Annuity

Financial Organization Memberships

Financial Planning Association (FPA)

Advisor's Number of Clients

125

Advisor's Number of Managed Clients

100

Advisor's Number of Planning Clients

100

Assets Managed by Advisor

36,000,000

Fee Structure

Fee-Based

Minimum Portfolio Size for New Managed Accounts

$25000

Compensation Methods

Hourly

Additional Details on Charges

Our fee rates are between 1.5%-.075% depending on the complexity of the assets and management. I always provide a free portfolio evaluation with each person before they become a client. This allows me to properly evaluate your situation as well as give you the ability to evaluate myself and expertise. From there you have the ability to move forward at your comfort level.

Minimum Fee Charged for Managed Accounts

No

Member FINRA/SIPC Securities and Advisory services offered through LPL Financial.

Securities and Advisory services offered through LPL Financial, a registered investment advisor. Member FINRA & SIPC