Synergy Financial Management, LLC (SFM) is a financial planning and Registered Investment Advisory firm headquartered in Bellevue, WA. The firm specializes in providing fee-based comprehensive financial planning services and investment advice to individuals and businesses. Since Synergy Financial Management, LLC is a fee-based advisor; potential conflicts of interest regarding compensation are removed.

Firm Start Year

1990

No.of Employees

5-9

CRD#

2170891

Firm CRD#

117201

Name of Custodial Firm

Charles Schwab, TIAA-CREF, Accessor, TD Ameritrade

States Licensed in

All states

Years of Experience in Financial Services

30

Number of Years with Current Firm

20

Work Experience

Synergy Financial Management, LLC PRINCIPAL/FOUNDER/CHIEF INVESTMENT OFFICER 2001-PRESENT Joe's diverse investment experience ensures the careful management of daily operations and diligent responsibility for the firm's portfolio management, strategic and tactical asset allocation, securities analysis, quantitative, fundamental, and statistical research, economic analysis, compliance, financial planning, risk management, business consulting, and financial modeling.

Synergy Financial Services, Inc PRESIDENT 1997-PRESENT Synergy Financial Services is the parent company of the Synergy family of companies: Synergy Financial Management, LLC , Synergy Business Valuation & Consulting, LLC, and Synergy Mergers + Acquisitions, LLC. Joe is responsible for all aspects of the company's diversified and integrated wealth and portfolio management service for business owners. Areas of specialty include certified business valuation, business financial planning and analysis, financial statement analysis, market analysis, user decision analysis, merger and acquisition analysis and execution, and investment analysis for commercial real estate portfolios.

Seattle Pacific University ADJUNCT FINANCE PROFESSOR Adjunct instructor for Problems in Corporate Finances, BUS 4274. This course teaches future MBAs the myriad issues involved with real-world investment practices.

Financial Services Int'l Corporation SECURITIES BROKER DEALER PRINCIPAL 1997-2001 Owned and operated a branch office of an independent securities broker/dealer with accountability for daily operations, compliance, marketing, recruiting, and business development. Experienced and knowledgeable in every aspect of a securities broker/dealer's responsibilities including securities trading, underwriting, syndications, research, business consulting, fundamental and technical analysis, portfolio management, business transactions, tax planning, insurance planning, estate planning, options trading, risk management, and financial planning.

John Hancock Financial Services SALES MANAGER 1990-1997 Responsible for recruiting, training, and supervising registered financial services representatives, promoting their professional development, and expanding their sales unit.

I work with the following types of clients

Individual Investors, Non-Profit Organizations, Businesses

Foreign Languages Serviced

Spanish (some)

Investment Types

Real Estate, Options & Futures, Mutual Funds, Bonds, Stocks, Annuities, Insurance, Mortgages & Real Estate, Exchange Traded Funds (ETFs), Alternative Investments, Socially Responsible Investments (SRI)

I can meet clients in the following ways

Via Email, Our Offices, At your home, At my office, Via Phone, At your office, Video Conference

Registered Investment Advisor

Yes

I am an acknowledged fiduciary

Yes

Compliance Disclosures in Last 5 years

I have a clean record

Criminal Disclosures in Last 5 years

I have a clean record

Certifications, Accreditations & Designations

CFP^®, CFA^®, CLU^®, ChFC^®, CWPP, CVA, ABAR, CM&AA, CCIM, MSFS

Securities Licenses

Series 65

Insurance and Annuity Licenses

Disability, Annuity, Health, Life, Long Term Care

Financial Organization Memberships

CCIM Association, Society of Financial Services Professionals, Financial Planning Association (FPA)

Firm's Number of Clients

150

Firm's Number of Planning Clients

100

Firm's Number of Managed Clients

150

Assets Managed by Firm

$125,000,000

Advisor's Number of Clients

150

Advisor's Number of Managed Clients

150

Advisor's Number of Planning Clients

150

Assets Managed by Advisor

$440,000,000

Fee Structure

Fee-Based

Minimum Portfolio Size for New Managed Accounts

$200,000

Compensation Methods

Flat Fee

Fee % Based on Assets

.5 to 1.0%

Additional Details on Charges

Our fees are on a tiered scale, based upon the size of the account.

Finance -

Seattle Pacific University
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Masters in Financial Services -

The American College
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