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Creative Financial Planning

101 S Broadway

South Nyack, NY 10960

845-634-6050

If you have a dream, we have a plan.

About Creative Financial Planning Inc

Developing relationships since 1985 - Creative Financial Planning is a whole-service, independent financial planning firm located in the heart of Nyack, New York. Our approach to financial planning is founded in our passion to connect with people who are looking to accumulate, grow, and protect their wealth. Once we have learned our clients' story, analyzed their cash-flow, and assessed their risk tolerance, we provide a custom-tailored financial plan that can help achieve the results they are looking for. Because we work with a select number of clients, we are able to focus our attention and listen to each and every one of our clients' unique needs and concerns. This allows us to create strategies and take a proactive approach that helps our clients feel confident in trusting us with their financial life. As a fee only firm, we do not charge commissions. We succeed when our clients succeed. That is why we work diligently, strategically, and passionately on every account that we manage. No matter what chapter of life a client is in - recently married, raising children, saving for a business endeavor, or planning for retirement - we create plans that help turn financial dreams into a reality.

See Disclosures

General Information

Firm Start Year

1985

No. of Employees

5-9

CRD#

1224647

Firm CRD#

8032

Insurance License#

LA-644440

Name of Broker/Dealer

Commonwealth Financial Network

Name of Custodial Firm

National Financial Services

States Licensed in

NY

Years of Experience in Financial Services

38

Number of Years with Current Firm

38

Work with the following types of clients

Individual Investors, Businesses, Non-Profit Organizations

Foreign Languages Serviced

English and Spanish

Advisory Services Provided

Insurance Products & Annuities, Investment Advice & Management, Financial Advice & Consulting, Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Financial Planning for Businesses, Financial Planning for Individuals, Education Funding and Planning

Services

Investment Types

Alternative Investments, Exchange Traded Funds (ETFs), Stocks, Bonds, Annuities, Insurance, Mutual Funds, Socially Responsible Investments (SRI)

Can meet clients in the following ways

Your Home, Our Office, Phone, Email, Your Office, Video Conference, Our Offices

Compliance

Investment Advisor Representative

Yes

Acknowledged fiduciary

Yes

Compliance Disclosures in Last 5 years

I have a clean record

Criminal Disclosures in Last 5 years

I have a clean record

Qualifications & Membership

Certifications, Accreditations & Designations

CFP®, AIF®, ChFC®

Securities Licenses

Series 65

Insurance and Annuity Licenses

Variable Life, Long Term Care, Variable Annuity, Life, Health, Annuity, Accident, Disability

Firm Information

Firm's Number of Clients

250

Firm's Number of Planning Clients

240

Firm's Number of Managed Clients

250

Assets Managed by Firm

$170M

Advisor's Number of Clients

250

Advisor's Number of Managed Clients

250

Advisor's Number of Planning Clients

240

Assets Managed by Advisor

$170M

Compensation and Fees

Fee Structure

Fee-Only

Minimum Portfolio Size for New Managed Accounts

$500,000

Compensation Methods

Based on Assets

Fee % Based on Assets

Schedule

Hourly Rate

N/A

Minimum Fee Charged for Managed Accounts

$6,500

Minimum Fee Charged for Hourly Planning Accounts

$375

Disclosures

FinancialAdvisor.net provides referrals to financial professionals. FinancialAdvisor.net is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for FinancialAdvisor.net to make these referrals, resulting in a conflict of interest.

Commonwealth Financial Network ADV 2A
https://adviserinfo.sec.gov/firm/brochure/8032

Additional Detailed Disclosures
https://content.commonwealth.com/media/FinancialAdvisor.netPromoterDisclosureDocumentCreativeFinancialPlanning.pdf

Disclaimer

Advisory services offered through Commonwealth Financial Network®, a Registered Investment Advisor