National Retirement Planning Experts

National Coverage
Local Professionals

Home  > Financial Articles > Investment > How a Financial Advisor Can Help You Understand the Tax Impl...

How a Financial Advisor Can Help You Understand the Tax Implications of Your Investments

article

When it comes to choosing investments, it is important to keep in mind your investment horizon, risk appetite, and the asset class you wish to invest in. A financial advisor can help create an investment plan for you that takes into account your current financial situation and your future goals. Doing so would not only lower your level of risk, but also help you identify the tax implications of your investments. Taxes can be quite complicated, and you might need professional help to understand the tax structure of your investments. If you wish to understand how you can lower your taxability, you may consult with a professional financial advisor who can help guide you on the same.

This article covers the tax implications of different investments, and how you can use different tax strategies such as tax loss harvesting and offsetting capital gains tax to lower your tax bill.

Should you hire a financial advisor for tax planning?

There are two primary ways of investing. You can either invest money yourself or can seek a financial advisor’s help. Either way, you will have to pay a tax on your income. Thus, you need to understand the tax implications of your investments and how they can impact your financial planning. Most financial advisors can help you with your taxes and some of them are trained experts in tax planning and management. Try to understand the tax rates charged on each instrument and ask your advisor if you have any doubts regarding your tax bill.

Let’s look at some basic asset classes and their tax implications.

What are the tax implications of different investments?

You can earn good returns with efficient asset allocation, but to lower your tax liability, you need to know the tax implications of different financial instruments.

1. Stocks:

Stock or equity represents ownership in a company. If you hold a stock for less than a year, you will incur short-term capital gains tax as per the applicable tax rate based on your income bracket. The different tax brackets for short-term capital gains tax are 10%, 12%, 22%, 24%, 32%, 35%, and 37%. On the other hand, if you hold a security for more than a year, you will have to pay long-term capital gains tax on the investment income. Depending on your taxable income and filing status, the long-term capital gains tax rate is either 0%, 15%, or 20%.

2. IRAs:

IRAs or Individual Retirement Accounts are tax-advantaged retirement savings accounts where you contribute your pre- or after-tax money that grows on a tax-deferred or tax-free basis. The IRA is primarily used by self-employed individuals who do not have access to a 401(k). IRA withdrawals may be subject to a 10% early withdrawal penalty with some exceptions such as if you are a first-time homebuyer, you are using the money to pay for higher education, and more.

3. 401(k):

401(k)s are company-sponsored retirement savings accounts that offer tax advantages to employees. These plans are provided by the employer who may match the employee’s contributions in part or in full known as the employer’s match. There are two major types of 401(k)s - Traditional 401ks and Roth 401ks and both have different tax implications. For instance, if you invest in a traditional 401(k), you make contributions from your pre-tax income that lowers your taxable income for the year. That said, you will have to pay tax at the time of making a withdrawal in retirement. On the other hand, in a Roth 401k, you contribute from your after-tax income. This means you receive no tax deduction in the year of the contribution. However, you can make tax-free withdrawals in retirement. Additionally, you do not have to take our required minimum distributions (RMDs) in a Roth 401k but have to do so in a traditional 401k once you turn 72. You can consult with a professional advisor who can advise you on which 401k to pick based on whether you expect to be in a higher tax bracket post-retirement or not.

4. Mutual funds:

Mutual funds are an investment vehicle wherein money from shareholders is pooled in various securities such as stocks, bonds, money market instruments and other assets. These funds have a common investment objective and are managed by financial experts and fund managers. If your primary objective is to save taxes, not all mutual funds will help you in this regard. This means that you will have to look out for a particular mutual fund or a set of mutual funds that are tax efficient. In the case of some mutual funds, like active mutual funds, you also need to pay taxes on capital gains along with regular taxes.

You can calculate your tax obligations based on the buying and holding pattern and the duration for which you hold the funds.

5. Municipal bonds:

Municipal bonds are debt securities issued by the Federal or State Government where the interest paid on the security is often tax free. This feature makes municipal bonds an attractive investment for individuals in high tax brackets. The proceeds from these bonds are used for construction of highways, bridges, or schools.

6. Annuities:

Annuities are a financial instrument that provides a guaranteed income stream to its investors. This financial product is offered by financial institutions. Annuities are considered to be ideal investments for individuals who want stable, guaranteed retirement income. Annuities offer several tax benefits such as tax-free growth, which includes interest, dividends, and capital gains. You can reach out to your financial advisor to understand how to make the best of these investments.

ad_article

Need a financial advisor? Compare vetted advisors matched to your specific requirements.

Choosing the right financial advisor is daunting, especially when there are thousands of financial advisors near you. We make it easy by matching you to vetted advisors that meet your unique needs. Matched advisors are all registered with FINRA/SEC. Click to compare vetted advisors now.

How can tax loss harvesting help reduce your tax liability

Harvesting tax gains and losses is a powerful way to reduce taxes, especially when concerning equity investments. There are two ways of tax harvesting:

  • Reinvesting to avoid taxes
  • Offsetting profits with losses

For instance, by employing tax-loss harvesting, you can offset losses from one investment against profits from another. Losses of up to $3,000 can be reported and offset against gains. Married individuals filing separately are limited to a $1,500 loss deduction in the form of tax harvesting.

You can reach out to your financial advisor who might help you understand how to sell a stock to offset a gain. You must also try and avoid wash sale transactions. A wash sale transaction is one wherein you purchase a similar security within 30 days of selling a security at a loss for tax purposes. Though you cannot regain your lost funds, you can reduce the severity of your loss through tax loss harvesting.

Can a financial advisor help with taxes?

The answer may vary depending on the kind of advisor you engage. While some advisors provide services limited to only making investments and placing trades, several others can help file a return. In fact, most financial advisors can help you review your tax returns to get a fair picture of your financial position. Furthermore, an advisor can guide you on your investment strategies to lower your tax liabilities. For instance, if an advisor observes that you have tax-loss carryovers as a part of your returns, they could help you offset your loss effectively against your profits. Also, if you are nearing retirement, you need to come up with ways that can help you reduce your tax bill. An advisor may suggest making a donation to benefit from charitable tax deductions. Lastly, you can ask your financial advisor to review your taxes to ensure you have not missed any deductions. For instance, they might suggest taking advantage of the ensuing tax benefits if your healthcare expenses exceed 7.5% of your gross income. Most professionals need to keep themselves up to date with the changing tax laws to offer up to date and relevant tax advice to their clients.

To conclude

Investments carry different tax implications that can cause you to run a hefty tax bill if you are not careful. If you are new to the world of investing and do not know how to manage the ensuing taxes, you need to reach out to a financial advisor who can help you understand the tax implications of every investment in your portfolio. Financial advisors need to stay up to date with different tax laws and can also help you file your tax returns. They can also assist you with tax planning to reduce your tax liability to allow you to pay the lowest taxes possible.

Use the free advisor match service to match with vetted financial advisors that can help lower your taxability by employing different tax saving strategies. Answer a few questions about yourself and get matched with 1-3 financial advisors that can help you with your unique financial needs and goals.

Search for articles

Find an Advisor
It's Fast, Free & Easy

  Your Information is Safe and Secure

article-demo

5 Ways Financial Advisors Can Deliver Value in The Face Of 2020's Challenges

2020 has been largely unpleasant for most people in all aspects. ...Read More

article-demo

How Does An Early Retirement Impact Your Social Security Benefits?

On average, a retiree can substitute 40% of their retirement income th...Read More

article-demo

Surefire Tips to Check Your Financial Advisor's Credentials

The role of a financial advisor stretches beyond just executing transa...Read More

article-demo

10 Questions To Ask A Financial Advisor

Selecting a financial advisor requires great trust. It is a critical d...Read More

article-demo

Holding vs Folding a Poor-Performing Fund: Points to Discuss with Your Financial Advisor

Analyzing the performance of a fund is not a one-dimensional approach....Read More

article-demo

Are Your Financial Advisor Fees Tax Deductible?

Even though the current advisory fees tax deductible IRS status is non...Read More

article-demo

Five Stages to Financial Independence

Achieving financial independence may seem like a pipe dream, but it ca...Read More

article-demo

4 Things You Can Do to Adapt Your Financial Plan to Market Fluctuations

The market mood is such a volatile concept, that a small change can dr...Read More

article-demo

Difference Between a Fee-Based and a Commission-Based Financial Advisor

Explore the key differences between commission-based and fee-based fin...Read More

article-demo

A Financial Advisor's Guide to Long Term Capital Gains

A financial advisor can help you understand the financial implications...Read More

article-demo

10 Attributes of Great Financial Advisors

It is quite easy and hassle-free to find a financial advisor these day...Read More

article-demo

7 Questions You Must Ask Your Financial Advisor About Taxes on Inheritance

Inheritance tax is not a federal government tax, and only a few states...Read More

article-demo

What Makes Independent Financial Advisors Different?

On a broader scale, independent and non-independent financial advisors...Read More

article-demo

7 Reasons Why You Need a Financial Advisor to Create a Financial Plan

Financial planning is a continuous process, and if done well, it can r...Read More

article-demo

Understanding Inflation and Its Effect on Your Investment Portfolio

Inflation has the potential to reduce the worth of your investments. B...Read More

article-demo

8 Ways a Financial Advisor Can Help You With Retirement Planning

A financial advisor not only helps you plan for retirement but can als...Read More

article-demo

5 Signs You Are More Prepared for Retirement Than You Realize

Not sure if you're ready to retire? Learn 5 signs indicating you're pr...Read More

article-demo

5 Things a Financial Advisor Would Tell You About Portfolio Diversification

Diversification is essential to bring profits and gains. But it is als...Read More

article-demo

Everything You Need to Know About Hiring a Fiduciary Financial Advisor

When it comes to money, you should always choose someone you can trust...Read More

article-demo

How Much Do You Need To Hire a Financial Advisor?

The costs of hiring a financial advisor can be a major consideration. ...Read More

article-demo

How and Where to Invest $100,000

Are you in possession of $100,000 and wondering what to do with it? He...Read More

article-demo

Where Can I Put My Money During An Inflation Surge?

It is important to know what to buy before hyperinflation hits to mini...Read More

article-demo

5 Things A Good Financial Advisor Will Tell You About Passive Investing

With passive investing, investors with little knowledge and time can a...Read More

article-demo

Ethical Standards You Should Expect from Financial Advisors

A financial advisor holds the strings of your financial future. Hence,...Read More

article-demo

Importance of Homeownership For Your Financial Plan

Many people contradict the benefits of owning a house with its disadv...Read More

article-demo

How To Minimize Taxes on Retirement Account Withdrawals

By using the above-mentioned tips and being careful about your retirem...Read More

article-demo

Annual Financial Review Checklist

Learn how to conduct an annual financial planning review with a comple...Read More

article-demo

Ten Tips for a Diversified Investment Portfolio

Irrespective of your financial goals, it is recommended to maintain a ...Read More

article-demo

How to Virtually Connect with Your Financial Advisor

A virtual meeting with a financial advisor can be as productive as in ...Read More

article-demo

Should You Use a Financial Advisor Affiliated with Your Bank?

Even though there is a level of risk involved in investing, it is stil...Read More

article-demo

7 Mistakes You Make While Hiring a Financial Advisor And How To Avoid Them

By cautiously avoiding these mistakes, it is likely that you will find...Read More

article-demo

9 Ways to Upgrade Your Financial Literacy

There are several ways to upgrade your financial literacy. But it is i...Read More

article-demo

How to Effectively Use Dividends for Retirement Income

No retirement income strategy comes with a guarantee. However, a divid...Read More

article-demo

10 Helpful Tips to Cope With a Loss of Income Streams

What matters more is to analyze your circumstances carefully and not ...Read More

article-demo

Can a Couple Comfortably Retire With $2 Million?

You must be confused and wondering how much couples need for a comfort...Read More

article-demo

How to Make sure If Your Parents Have the Right Financial Advisor

Financial advisors may not be able to predict the future. But they hav...Read More

article-demo

8 Situations When You Should Hire a Competent Financial Advisor

Other than these situations, you would also need a competent financial...Read More

article-demo

How a Financial Advisor Can Help During an Economic Downturn

Consulting with a financial advisor has many benefits. While an econom...Read More

article-demo

Six Investing Tips for Becoming a Millionaire

There is no one way to become a millionaire, but a combination of thin...Read More

article-demo

How A Financial Advisor Can Help You in A Low-Yield Environment

Having a limited understanding of financial instruments may lead to wr...Read More

article-demo

9 Tips to Help you Boost Your Retirement Savings

Figuring out how to boost your retirement savings can be challenging, ...Read More

article-demo

The Difference Between A Financial Counselor and Financial Planner

The roles of a financial counselor and a financial planner are quite d...Read More

article-demo

5 Must-Try Tips To Gauge The Reputation Of A Financial Advisor

Finding a reputed financial advisor is of great importance. It is a cr...Read More

article-demo

Can You Trust Your Financial Advisor?

There are all kinds of advisors – good and bad. You do not have to be ...Read More

article-demo

Ask Your Financial Advisor If Bonds Are the Safest Investment Options for You

As fixed-income securities, bonds can be a safer investment option. Th...Read More

article-demo

How Valuable is Tax-Loss Harvesting?

Tax-loss harvesting strategy reduces your tax liability on capital gai...Read More

article-demo

How Much Does a Financial Planner Cost, and Is Hiring One Worth It?

The most effective way to understand if a financial planner is worth t...Read More

article-demo

Financial Documents to Prepare Before Meeting Your Financial Advisor

After you do a thorough analysis of all the above-mentioned questions ...Read More

article-demo

Use These Benchmarks to Evaluate Your Financial Advisor

Efficient and timely management of your funds can assist in achieving ...Read More

article-demo

10 Tips to Make Your Portfolio Handle Market Volatility Well

As an investor, it helps to prepare yourself for unexpected outcomes. ...Read More

article-demo

The Difference Between Investment Yield and Return

Overall, the yield is the income from an investment. But the concept o...Read More

article-demo

When Is It 'Worth It' to Hire a Financial Advisor?

If you are still wondering are financial advisors worth it, understand...Read More

article-demo

Dangers Involved in DIY Investing Without a Financial Advisor

Even the most seasoned DIY investors are likely to make investment mis...Read More

article-demo

Critical Decisions That a Financial Advisor Can Simplify for You

A financial advisor can make you see things from a different perspecti...Read More

article-demo

How To Find And Choose A Financial Advisor

Finding and selecting the ideal financial advisor can be confusing. Bu...Read More

article-demo

Should You Discuss After-Tax Contributions to Retirement Plans With Your Financial Advisor?

There are multiple retirement plans, each with different rules regardi...Read More

article-demo

The Need for Financial Advisors to Guide you Through Market Volatility

By its nature, the market will always witness boom and bust cycles. Ho...Read More

article-demo

How to Invest for Retirement

The right retirement options are based on risk tolerance and goals. Th...Read More

article-demo

Seven Common Money Mistakes Advisors Have Seen Their Clients Make

“I will never financially recover from this”- something you must have ...Read More

article-demo

Ask Your Financial Advisor How Expense Ratios Work

High expense ratios can eat into your profits and nullify the reason t...Read More

article-demo

5 Reasons Why Robo-Advisors Can't Do the Job as Well As Humans Can

Robo-advisors may be marketed as an invention that is here to stay for...Read More

article-demo

What Financial Benchmarks can a Financial Advisor Help you Achieve?

The contribution of a financial advisor in helping you achieve your fi...Read More

article-demo

Financial Advisory Asset-Based Fees: How Do They Work?

Choosing the perfect financial advisor is easier said than done. You n...Read More

article-demo

Investment Policy Statements: What It Is and How To Write One

The IPS is like a business plan for your portfolio. This critical docu...Read More

article-demo

Pros and Cons of Hiring a Robo-Advisor

Robo-advisors have carved out their space in the market. But the chang...Read More

article-demo

Are Financial Advisors Worth The Cost?

There is no direct or a short answer to the question – is a financial ...Read More

article-demo

How Much Value Does A Financial Advisor Provide?

Hiring a financial advisor can add great value to your financial plann...Read More

article-demo

It May Be Time For You to Find a New Financial Advisor

It is essential to spot some signs that it may be time to change your ...Read More

article-demo

How Can A Financial Advisor Help You Meet Your Goals

A good financial advisor can offer you exemplary advice. These experts...Read More

article-demo

Tips on How to Assess the Work of Your Financial Advisor

There is no fixed standard or a defined way to assess your financial a...Read More

article-demo

Ten Low-Risk Retirement Portfolio Strategies

Holding on to riskier investments like stocks is important to generate...Read More

article-demo

How to Find Qualified Financial Advisors That Assist High-Net-Worth Individuals

High-net-worth financial advisors can simplify many things for you. Ho...Read More

article-demo

The Need For Honest Conversations With Your Financial Advisor

When you open up with your financial advisor completely, you are allow...Read More

article-demo

6 Ways a Competent Financial Advisor Can Help You Achieve Your Financial Goals

A competent financial advisor offers essential services, allowing you ...Read More

article-demo

Is SSIRS (Spend Safely in Retirement Strategy) The Right Retirement Strategy for You?

The SSIRS is a straightforward, easy-to-implement strategy. However, t...Read More

article-demo

Find and Apply the Best Tax Strategy for Your Retirement Income

The right tax planning strategies for retirees can change the course o...Read More

article-demo

Where Do The Affluent Go For Wealth Advice?

Wealth management advisors offer expert investment advisory services t...Read More

article-demo

Important Financial Planning Questions a Financial Advisor Can Answer for You

A competent financial advisor can help you simplify all the above situ...Read More

article-demo

How Does a Deferred Retirement Option Plan (DROP) Work?

Deferred retirement options plans can be a good option for people who ...Read More

article-demo

15 Questions to Ask a Financial Advisor in 2025

Here are some of the best questions to ask your financial advisor in 2...Read More

article-demo

Do You Need an Investment Advisor?

Hiring an investment advisor is your choice. And now that you know wha...Read More

article-demo

How To Conduct a Financial Checkup

Financial health checkup helps you to evaluate your investments and sa...Read More

article-demo

Small Business Retirement Plans: How to Choose the Best Strategy for Your Needs

There are many retirement plans for small business owners to choose fr...Read More

article-demo

How to Find the Best Financial Advisor For Your Needs

Finding the right financial advisor for your case might not be an easy...Read More

article-demo

Why Do You Need More Than One Financial Advisor?

Multiple financial advisors add value to your life in several ways. Bu...Read More

article-demo

Traditional Financial Advisors Versus Virtual Financial Advisors

While the two types of financial advisors have their own share of pros...Read More

article-demo

10 Questions All Financial Advisors Should Ask Their Clients

Financial advisors should be very clear about client needs and goals. ...Read More

article-demo

How Much Money Does a 45-Year-Old Need to Invest to Become a Millionaire?

Everyone wishes to have a comfortable and hassle-free post-retirement ...Read More

article-demo

7 Reasons Why You May Need to Hire A Financial Advisor

A financial advisor helps in choosing the right investments to boost r...Read More

article-demo

7 Mistakes People Make When Hiring a Financial Advisor

Choosing the right financial advisor is crucial to protecting and grow...Read More

article-demo

4 Tips For a Successful Investment Journey

Successful investing requires years of practice, experience, and strat...Read More

article-demo

14 Signs a Financial Advisor is Bad for You

A financial advisor check is a crucial activity to meet financial goal...Read More

article-demo

A Guide on Financial Advisor Fee Structures and Costs

It is necessary to know the typical fee structures for financial advis...Read More

article-demo

7 Common Investing Myths Debunked

Uncover the truth behind 7 common investing myths and learn how to mak...Read More

article-demo

Smart Money Moves Post-Retirement to Make Your Retirement Savings Last Longer

Explore essential smart money moves post-retirement to help stretch yo...Read More

article-demo

3 Things To Look For In A Suitable Financial Advisor

Is it worthwhile to have a financial advisor? This article explains im...Read More

article-demo

15 States That Are Most Expensive for Early Retirees

Explore the 15 most expensive states for early retirees. Discover cost...Read More

article-demo

Pros and Cons of The 4% Rule in Retirement

Here are the Pros & Cons of the 4% Retirement Rule that will help you ...Read More

article-demo

6 Types of Retirement Income That Aren’t Taxable

Explore some of the common types of non-taxable retirement income so t...Read More

article-demo

I am a Financial Advisor: 5 Common Retirement Planning Mistakes I See And How To Avoid Them

Learn from financial experts about typical retirement planning errors ...Read More

article-demo

How to Set Realistic Investing Goals

Setting investment goals requires an in-depth analysis of your needs a...Read More

article-demo

Tips to Keep Your Emotions Out of Investing

Learn to manage your emotions in investing with practical tips from Fi...Read More

article-demo

How to Retire Amid High Inflation

The impact of inflation can be extremely severe for retirees as they h...Read More

article-demo

A Guide to Preparing for an Effective One-Off Session with Your Financial Advisor

Make the most of your one-off session with a financial advisor. Our bl...Read More

article-demo

8 Smart Financial Goals You Can Implement Right Now

Set and achieve smart financial goals for lasting prosperity. Start no...Read More

article-demo

What to Do in the 1-Year Countdown to Retirement

Read this blog to get a head start on retirement planning with tips fo...Read More

article-demo

Why John Hired a Financial Advisor, and You May Benefit From One Too

Discover why John opted for a financial advisor and explore if this co...Read More

article-demo

7 Things To Do To Help Ensure Your Money Lasts for Generations

Learn 7 actionable tips to make your money last for generations. Secur...Read More

article-demo

What is the Best Investing Approach? Bottom-Up vs. Top-Down Investing

Let us compare two investing analysis strategies - top-down vs bottom-...Read More

article-demo

Is Your Financial Advisor Really Helping You?

It is crucial to understand how does a financial advisor work. This is...Read More

article-demo

Should I Hire an Independent Advisor or a Large Firm To Manage My Investments?

When determining the type and extent of financial guidance, it's criti...Read More

article-demo

Why People Who Use a Financial Advisor Do Better Than Those Who Don’t

Financial advisors can offer huge benefits to their investors. Read an...Read More

article-demo

Why High-Net-Worth Individuals Need A "Real" Professional Financial Advisor

Financial Planning can be very challenging for high-income groups. Lea...Read More

article-demo

Wealth Management Services Every High-Net-Worth Individual Should Consider

Find out the high-net-worth wealth management services every high-inco...Read More

article-demo

What do High-Net-Worth Investors Want From Wealth Managers?

High-net-worth financial planning is more complicated because of finan...Read More

article-demo

8 Places to Put Your Money to Maximize Your Savings

With so many investment & savings options, you get confused about wher...Read More

article-demo

How a Financial Advisor Can Help You Understand the Tax Implications of Your Investments

Understanding the tax implications of your investments is crucial to y...Read More

article-demo

6 Expenses You No Longer Need in Retirement

A lot of people overestimate their retirement needs and get burdened. ...Read More

article-demo

Can I Retire at Age 60? An Investment Guide

Learn some of the best strategies for financial planning to retire at ...Read More

article-demo

Ask Your Advisor These 8 Questions During Your Annual Review

Asking the right questions helps you to identify the expertise of your...Read More

article-demo

A Shift from Saving to Investing May Make a Million-Dollar Difference

Learn how investing can create a million-dollar difference in your fin...Read More

article-demo

4 Retirement Accounts To Consider For Your Side Hustle

A retirement side hustle is a great way to keep yourself engaged after...Read More

article-demo

How Much to Save Per Month for Retirement

Calculating a monthly savings goal for retirement planning can be quit...Read More

article-demo

What is BrokerCheck and How Can It Help Investors?

Learn everything about the FINRA BrokerCheck tool and understand how i...Read More

article-demo

Why Fiduciary Advisors Are Considered the Better Choice for Financial Advice

Fiduciary financial advisors are legally bound to protect their client...Read More

article-demo

10 Times You Need To Talk To A Financial Advisor

Consulting with a financial advisor is crucial for investment manageme...Read More

article-demo

How to Prepare for a Phased Retirement

Learn how phased retirement works, its benefits, and how to prepare fo...Read More

article-demo

Retirement Strategies That May Help Survive Financial Risks

Find key retirement strategies designed to safeguard your funds and en...Read More

article-demo

4 Signs You Need to Change Your Investment Strategy

Learn the 4 key signs that suggest it’s time to change your investment...Read More

article-demo

Will Inflation Affect My Retirement?

Inflation can negatively impact your retirement in a number of ways. L...Read More

article-demo

Do I Need a Financial Advisor for my 401(k)?

Your 401(k) deserves personalized investing advice. This article will ...Read More

article-demo

9 Ways to Prepare for Retirement in Your 50s

To be able to retire at 50, it is important to have enough savings and...Read More

article-demo

3 Advanced Investment Strategies for Experienced Investors

Take your investment game to the next level with this article introduc...Read More

article-demo

10 Reasons to Seek a Financial Advisor's Advice

Seeking the advice of a financial advisor is one of the best investmen...Read More

article-demo

What is a Fee-Based Investment?

Learn everything about fee-based wealth management and understand the ...Read More

article-demo

8 Misconceptions About Investing That Can Hurt Your Portfolio’s Performance

Avoid risking your portfolio's performance due to investing myths. Div...Read More

article-demo

How Much Value do Advisors Add for the Typical Client?

Read and understand how financial advisors can add value to their clie...Read More

article-demo

8 Short-Term Investments To Consider in 2022

Short-term investments are great if you want to invest for a relativel...Read More

article-demo

The Value of Financial Advice During Volatile Markets

Market volatility is out of control, and without guidance, you will be...Read More

article-demo

Pros and Cons of Choosing a Fee-Only Financial Advisor

Learn everything about fee-only financial advisors, and their pros and...Read More

article-demo

Things to Include in a Financial Advisory Agreement

This article discusses the key elements that should be included in a f...Read More

article-demo

Strategies to Maximize Your 401(k)

Maximizing your 401(k) is essential to secure a comfortable retirement...Read More

article-demo

5 Strategies You Can Adopt If You're Investing on a Budget

Investing on a budget? Explore 5 proven strategies to optimize your in...Read More

article-demo

How to Find a Financial Advisor for Your Retirement

Learn how to find a financial advisor for your retirement. Ask the rig...Read More

article-demo

Investing Do's and Don'ts During Market Volatility

Investing in volatile markets can be stressful, and securing your inve...Read More

article-demo

10 Ways To Transition into Retirement When You Haven’t Saved Enough | Financialadvisor.net

Explore 10 practical strategies to transition into retirement even if ...Read More

article-demo

Planning to Keep Working into Retirement? Follow These Tips to Secure Your Financial Future

Planning to work into retirement? Get vital financial strategies and t...Read More

article-demo

How to Rebalance Portfolio Without Selling Investments

Learn how to rebalance your investment portfolio without selling asset...Read More

article-demo

How Financial Professionals Become Like Family

Discover how family financial advisors go beyond financial guidance to...Read More

article-demo

Where to Invest Your Emergency Funds in Retirement

Learn where to invest your emergency funds in retirement. Explore diff...Read More

article-demo

Why Do Recent Retirees Want To Go Back To Work?

Discover the reasons behind recent retirees opting to go back to work....Read More

article-demo

What Is Dollar-Cost Averaging, and How Can You Invest With It?

Explore the advantages and disadvantages of Dollar-Cost Averaging and ...Read More

article-demo

6 Red Flags to Look Out for While Hiring a Financial Advisor

Hiring a financial advisor is crucial for achieving long-term financia...Read More

article-demo

3 Times When Financial Guidance Can Make a Big Difference

Explore the impact of financial guidance in three crucial areas and un...Read More

article-demo

How Financial Advisors Can Help with Your Mental Health

Learn how financial advisors reduce financial stress, boost confidence...Read More

article-demo

Ways to Find the Best Financial Advisor for Your Situation and Budget

Discover practical tips on finding the best financial advisor tailored...Read More

article-demo

How to Find the Type of Financial Advisor You Need

Find the right financial advisor for your needs. Compare CFPs, wealth ...Read More

article-demo

Here's How Much You Need to Retire in the Top 10% of Americans — Are You on Track?

Discover how much you need to save to retire in the top 10% of America...Read More

article-demo

Should You Switch Financial Advisors When You Retire?

Considering a change in financial advisors for retirement? Explore key...Read More

article-demo

Why the Demand for Holistic Financial Advice is Growing Among Affluent Investors

Understand why the demand for holistic financial advice is growing amo...Read More

article-demo

Go It Alone or Hire a Financial Advisor to Boost Your Retirement Savings?

Wondering whether to manage your retirement savings yourself or hire a...Read More

article-demo

How to Make $1 Million Last 30 Years in Retirement

Without careful planning, you could run out of money when you need it ...Read More

article-demo

When and How Often Should You Rebalance Your Portfolio?

Understand the best practices for portfolio rebalancing and how to dec...Read More

article-demo

A Financial Advisor's Initial Advice To New Clients

Learn how financial advisors build strong foundations with new clients...Read More

article-demo

Retired at 50 with 650k? How to Invest After Retiring Early and Avoid Running Out of Money

Retiring at 50 with $650,000 may seem like an ambitious goal even afte...Read More

article-demo

How Your Investments Should Change as You Grow Older

Discover how to adjust your investment strategy as you grow older. Lea...Read More

article-demo

Don't Forget to Share This Information with Your Financial Advisor

Build a solid foundation for financial planning by sharing comprehensi...Read More

article-demo

Factors Beyond An Advisor’s Credentials That Matter When Hiring a Financial Advisor

Learn what to look for beyond credentials when choosing a financial ad...Read More

article-demo

4 Key Steps to Take Now if You Plan to Retire in 10 Years

Learn how a well-structured 10-year retirement plan can enable you to ...Read More

article-demo

Investment Strategies in a Low-Interest Rate Environment

Learn the nuances of investing in a low-interest rate economy. Gain in...Read More

article-demo

Why Millionaires Rely on Advisors for Their Extended Financial Strategies

Learn how advisors play a pivotal role in supporting millionaires' fin...Read More

article-demo

5 Ways to Invest $100,000 for Long-Term Wealth

Explore effective ways to invest $100,000 for long-term wealth. Secure...Read More

article-demo

What You Need to Know Before Diving into Alternative Investments

Alternative investments can provide diversification and the potential ...Read More

article-demo

Why Authenticity Matters for Financial Advisors in Building Trust with Clients

Discover why authenticity is crucial for financial advisors in fosteri...Read More

article-demo

Avoid These Money Moves in Your 70s

Avoid common financial mistakes in your 70s with expert advice and ens...Read More

article-demo

Why Using a Financial Advisor is Better Than Receiving Advice from TikTok

Learn why financial advisors offer superior guidance compared to Tikto...Read More

article-demo

5 Things to Consider While Vetting a New Financial Advisor

Choosing a financial advisor? Consider these 5 vital factors to build ...Read More

article-demo

Should You Consider a One-Time Financial Plan from a Financial Advisor?

Unlock financial clarity with a one-time financial plan. Explore the b...Read More

article-demo

Understanding Commission-Free Annuities and Their Role in Retirement

Discover the benefits of commission-free annuities in retirement plann...Read More

article-demo

Long-Term Investment Strategies to Achieve Substantial Portfolio Returns

Discover proven long-term investment strategies to grow your portfolio...Read More

article-demo

What are the Different Types of Financial Advisors?

Explore the diverse world of financial advisors. Choose the right type...Read More

article-demo

4 Ways Financial Advice Can Improve Your Financial Well-Being

Unlock the benefits of financial advice. Learn how experts can enhance...Read More

article-demo

Who are Financial Advisors and What Do They Do?

Explore the realm of financial advisors: who they are, what they do, a...Read More

article-demo

Retirement Planning Tips for Single Mothers

Learn how single mothers can achieve retirement security. Explore savi...Read More

article-demo

The Average Middle-Class Retirement Savings and Tips to Save More

Learn about the average middle-class retirement savings and get practi...Read More

article-demo

Why Speculation May Be a Risky Investment Strategy

Learn about the risks and rewards of speculative investing. Find out w...Read More

article-demo

Long-Term Investment Strategies Recommended by Financial Advisors

Learn from financial experts about proven long-term investment strateg...Read More

article-demo

How a Financial Advisor Can Help You Achieve Your Financial Resolutions

Explore the impact of financial advisors on achieving resolutions. Lea...Read More

article-demo

You May Need Help From a Professional for Your Retirement if You Have Less Than $150K in Your 401K

If your 401(k) is below $150K, professional guidance can boost your re...Read More

article-demo

The Role of Financial Advisors in Building an Alternative Investment Strategy

The Role of Financial Advisors in Building an Alternative Investment S...Read More

article-demo

What High-Net-Worth Investors Want from Financial Advisors?

Learn what high-net-worth investors expect from financial advisors for...Read More

article-demo

Strategies to Safeguard Your Wealth Against Rising Inflation

Discover some effective strategies that can help safeguard your wealth...Read More

article-demo

How to Find an Old or Neglected 401k Account

Learn how to find a lost 401(k) account and what to do with it once yo...Read More

article-demo

How to Grow Your Retirement Funds if You are Over 55

Discover what strategies you can employ to grow your retirement funds ...Read More

wiseradvisor-banner

The blog articles on this website are provided for general educational and informational purposes only, and no content included is intended to be used as financial or legal advice.
A professional financial advisor should be consulted prior to making any investment decisions. Each person's financial situation is unique, and your advisor would be able to provide you with the financial information and advice related to your financial situation.